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Compare two paths side-by-side

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Path A

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Path B

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Is your postgrad actually worth the money? Find out in 60 seconds.
One stop solution for all your postgrad confusion
"I was preparing for GATE while working a full-time job and couldn't find a single tool that told me honestly whether M.Tech was worth it at my salary. So I built this."
Data disclaimer — Figures are approximate (NIRF 2025, COAP, placement brochures). Last verified: April 2026. Confirm exact numbers on official college websites. This is directional guidance, not financial advice. Report an error.

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Choose your path

GATE
M.Tech · PSU · Research
MS Abroad
USA · Germany · Canada · More
NEET PG
MD · MS · MDS · DNB
MBA
IIM · ISB · Private · Abroad
Career Switch
Cross-domain transitions

Your current situation

General OBC-NCL SC ST EWS PwD

GATE details

M.Tech (IIT/NIT/IIIT) PSU (ONGC/BEL/NTPC/IOCL) Research / PhD (IISc/CSIR) Keep all options open

Select colleges to compare (2025 data)

Updated: Apr 20260 selected
2025 cutoffs · fee · stipend · avg placement CTC. Select up to 4 for comparison.
All IITs IIITs NITs Private / Deemed Research Inst.
CollegeTypeTotal Fee (2yr)Stipend/moAvg CTCGATE Cutoff 2025Seats

MS Abroad details

Work in that country (OPT/Work permit) Return to India PhD after MS Startup / build product

Universities (2025 intake data)

Updated: Apr 20260 selected
Tuition in local currency. Shown: what each country/university is specifically known for in your domain. Select up to 4.
All USA Germany Canada UK Singapore Others
UniversityCountryTuition/yrDurationPost-MS salaryKnown for in your domainVisa / stay path

NEET PG details

Govt — AIQ / State quota Private college DNB (accredited hospital) Deemed university

Institutions (2025 data)

Updated: Apr 20260 selected
Fees for full PG duration. Stipend during residency. AIR (All India Rank) approximate for seat. Post-PG earning by specialty.
All AIIMS Central Inst. State Govt Private DNB Hospitals MDS / Dental
InstitutionTypeFee (full PG)Stipend/moAIR approx.Post-PG salary/yrCity

MBA details

MBA colleges (2025 placement data)

Updated: Apr 20260 selected
Avg CTC vs median CTC both shown — median is the honest number. Break-even calculated for your specific salary.
All Old IIMs New IIMs ISB Top Private Abroad
CollegeTierTotal FeesAvg CTCMedian CTCDurationScore needed
Career Switch ROI Calculator
Switching fields after BDS, MBBS, B.Tech, B.Com or any other degree? This calculates your real cost of switching — retraining time, income gap, and whether the destination salary justifies it.
Education Loan EMI Calculator — compare banks before you borrow

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₹10L
8.50%
7 yrs

Fill your details above → select colleges → hit Calculate

Your honest breakdown

Where your money goes

Selected college / option comparison

Alternative paths worth considering

People from your background — what they earned

Personalised study plan

Takes 30 seconds to customise
Your week-by-week prep plan AI-generated · built around your schedule

What-if analysis — drag to see how break-even changes

If your post-grad salary is different
-30%Base case (0%)+30%
If you get partial scholarship / stipend boost
No discount0% off50% off fees

10-year salary projection — current path vs postgrad path

Stay on current path (assumed 8%/yr raise)
After postgrad (assumed 10%/yr raise)
Break-even point

Your calculation history

Frequently asked questions

How accurate are these salary and placement numbers?
All salary figures use publicly available 2025 placement reports, NIRF data, and crowdsourced data from Yocket/GradCafe/PaGaLGuY. Avg CTC figures are inflated by top outliers at most colleges — that's why we show median CTC for MBA colleges and recommend using it as the "honest" number. Individual outcomes vary based on branch, specialisation, interview performance, and market conditions.
Why does break-even matter more than salary?
A ₹35 LPA salary means nothing if you invested ₹50L and lost 2 years of income to get there. Break-even tells you when the investment starts generating real returns. Anything under 5 years is strong; 5–8 is moderate; 8+ means you should seriously evaluate cheaper alternatives. Your current salary is the baseline — not zero.
Is career switch ROI really calculable?
Career switch ROI is inherently less precise than structured paths (GATE, NEET PG, MBA) because outcomes depend heavily on individual execution speed, networking, and market timing. Our calculation uses median salary ranges for each switch path and accounts for transition time. Use it as a directional guide, not a guarantee. The real ROI depends on how quickly you land your first role in the new domain.
Should I include opportunity cost if I'm a student with ₹0 salary?
If you're a fresh graduate with no job, enter ₹0 salary. This removes opportunity cost from the calculation — which is accurate since you weren't earning anything. However, if you're choosing between a ₹5 LPA job offer and M.Tech, enter ₹5 LPA as salary to see the real trade-off. The tool is honest with whatever numbers you give it.
Can I compare two different paths side by side?
Yes. Calculate for one path (e.g., GATE M.Tech), note the results in your calculation history at the bottom. Then switch to another path (e.g., MBA) and calculate again. Your history keeps the last 5 calculations so you can compare break-even periods across completely different career tracks.
The study plan says "AI-generated" — is it reliable?
The study plan is generated client-side using structured templates built from real preparation strategies — not by an AI model. It adapts to your schedule, months available, and weak area. The resources recommended (Marrow, Arun Sharma, Made Easy, etc.) are widely considered the best in each category. Think of it as a personalised starting template — adjust as you learn what works for you.
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